saving for retirement

Saving Money for Retirement

Sue Sveum Financial, Retirement Planning Leave a Comment

Saving money for retirement is one of those financial conundrums.  When you’re young, retirement seems so far away that saving money for that just seems unnecessary.  It can wait.  But for those that have waited…and waited…and waited…how old is too old to start saving? The answer is probably what you already suspected – the earlier you start saving for retirement, …

Financial Planning

7 Critical Financial Decisions to Make Before Age 65

Nancy LaFever Financial, Retirement Planning, Safety Tips Leave a Comment

There are numerous milestone birthdays throughout our lifespan that hold special significance. Becoming a legal adult at age 21 is one of those important markers. The beginning of each decade often proclaimed begrudgingly starting in middle age as “The Big 40,” defines certain expectations we have of ourselves and how others view us. Reaching age 65 has particularly strong associations. …

Identity Theft

Tips to Prevent Identity Theft

Nancy LaFever Financial, Safety Tips Leave a Comment

The good news is seniors are embracing technology as studies are showing a significant increase in internet use by older adults. The bad news is because of this, seniors are becoming prime targets for online identity theft. According to the Consumer Sentinel Network Data Book, (a reporting entity for the Federal Trade Commission), older adults 50 and above made up 47 …

Assisted Living Costs of Care

Assisted Living Costs of Care

Chuckie Snider Financial, Retirement Planning, Senior Living Options Leave a Comment

Assisted Living Costs of Care for Seniors is an important topic for the aging of the baby boomer generation and their families.  Knowing the facts and statistics can help you plan properly for retirement.  Genworth Cost of Care Survey 2014 has compiled data from around the United States from Home Care Providers to Adult Day Health Care Facilities, Assisted Living …

Debt Consolidation Advice

Debt Consolidation Advice

Tony Rovere Financial, Safety Tips Leave a Comment

Retiring seniors all over the country are looking for real debt consolidation advice, because even after working for 40 years a very surprising number have too much credit card debt, too many loans, may be supporting their adult children and finally far too much of their hard-earned money has gone to paying interest as opposed to paying the principal on …

How to avoid senior scams

Top 10 Senior Scams and How to Avoid Them

Michelle Seitzer Financial, Safety Tips Leave a Comment

  The incidence of financial abuse and exploitation among seniors is increasing at an alarming rate. According to NOLO.com, a Consumers Digest report estimates that nearly 5 million cases of financial abuse occur in the United States on an annual basis, and of that staggering number, government officials and law enforcement officers learn about only 1 in 25 cases. Since …

generation

The Sandwich Generation

Nancy LaFever Aging Topics, CareGiving, Financial Leave a Comment

We’re hearing so much in the media about the baby boomer generation (born between 1946 and 1964) because this is the year the last of that cohort turns 50. Because of the focus on this group, we’ve also become familiar with the term “sandwich generation.” Merriam-Webster defines sandwich generation as “a generation of people who are caring for their aging …